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Home / 不会购买商业保险,一件小事就能让你破产!

不会购买商业保险,一件小事就能让你破产!

导读
如果希望自己的公司安全,稳定,发展, 了解和购买合适的商业保险有着至关重要的作用。买了商业保险,而且买对了商业保险,不仅能够保障自己的利益, 也可以保障客户的利益, 让创业者在发展的道路上,勇往直前, 没有后顾之忧。 由于美国商业保险种类繁多, 复杂,如果没有买到合适的保险,理赔时会很容易产生纠纷,继而影响企业发展。商业综合保险(BOP)是专为中小型企业设计的商业保险产品, 它在一份保单中同时提供责任险和财产险等综合保障。 所保内容通常如下:
财产险: 公司房产建筑(Building),公司财物(如餐馆设备,桌椅,存货等)举例说明:餐馆广告牌, 因暴风雨天气损坏,这时企业就可以申请理赔。 理赔的额度由保险的具体的内容来决定, 有可能企业需要自己承担一部分自付额

责任险

由于企业疏忽造成他人损失,保险公司会按照保单内容承担合理的赔偿责任。

举例说明:

客人在餐馆用餐时受伤或者客人到餐厅吃东西食物中毒,就可以在这一条款里得到相应的赔偿。

 

生意中断造成收入损失(因为灾难造成生意中断而产生损失,保险公司会按照保险内容赔偿相应的收入及开支)

举例说明:

飓风导致断电,餐馆不能正常营业,导致收入损失,这时可以在这一条款中得到相应理赔

 

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INSURANCE

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CONTACT US

  • Atlanta MY Insurance Group
    • 10710 Medlock Bridge Road
      Suite 225
    • Johns Creek, Georgia 30097
  • Phone: (770) 986-6998
  • Toll Free: (855) 988-4688
  • Fax: (770) 817-8198
10710 Medlock Bridge Road, Suite 225, Johns Creek, Georgia 30097
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