• About
    Us
    • About AMY Insurance Group
    • Meet Our Staff
    • Our Insurance Carriers
  • Auto, Homeowner &
    Personal Insurance
    • Auto Insurance
    • Boat & Marine Insurance
    • Condominium Insurance
    • Flood Insurance
    • Homeowner Insurance
    • Motorcycle Insurance
    • Pet Insurance
    • Renters Insurance
    • – View All Personal
  • Business
    Insurance
    • Business Owners Package Insurance
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • General Liability Insurance
    • Hotel & Motel Hospitality Insurance
    • Professional Liability (E&O) Insurance
    • Workers’ Compensation Insurance
    • – View All Business
  • Life & Health
    Insurance
    • Individual Life Insurance
    • Individual & Family Health Insurance
    • Individual Disability Insurance
    • Individual Dental Insurance
    • Final Expense Insurance
    • – View All Life and Health
  • 中文
  • 車/房/公司保險專欄
  • Policy
    Service Center
    • 商業保險申請表 Commercial Insurance Quote Sheet
    • Online Billing & Payments
    • File A Claim
    • Certificate of Insurance Request
    • Policy Change Request Form (保單更改要求)
    • 2021 年奥巴马健保申请 家庭状况变更表 (Health Change Request Form)
    • Auto ID Card Request Form
    • Insurance Resources
    • – View All Policy Service
  • Contact
    Us
    • Johns Creek Office
    • Secure Contact Form
  • 健保專欄
Johns Creek Insurance Agency
IIABA

Call (770) 986-6998

语言选择|語言選擇
健保在線直接申請(支持電腦,手機,IPAD)
Home / Uncategorized / 因工受伤,”美国劳工保险”可以帮大忙!老板和员工都不用怕了

因工受伤,”美国劳工保险”可以帮大忙!老板和员工都不用怕了

Posted by Atlanta MY Insurance Group on June 8, 2018

 


导读
前段时间,纽约一餐馆的员工工作时摔倒受伤,老板却以他们是黑工为由阻止员工报警就医,引发很大争议。

佐治亚州法律规定,所有企业经营者(含老板自己在内3个以上员工)必须为员工购买劳工保险, 无论员工为全职,兼职,或临时雇佣。不买劳工保险, 一旦被劳工局查获,将会有相应的罚款,严重时会被要求关店。

劳工保险都保什么

劳工保险保障员工因工作造成的职业伤害或疾病所带来的损失,常见的赔偿包括:医疗费用丶暂时性不能工作的收入赔偿丶永久性的残疾以及死亡的抚恤金。

如何计算劳工保险的保费

劳工保险的保费决定性因素主要有两方面

  • 员工的职位(员工的工作性质)
  • 员工的薪水

每次申请劳工保险时, 投保的期限是未来一年, 因为企业雇主必须先预估未来一年会发出去的总薪资, 保险公司则根据预估薪资,核算出预估的保费。 当保险一年期满后,保险公司会审计企业雇主此一年实际发出的薪水及其相应工作性质, 并核算出实际应收的保费, 在与当初预估的保费比较, 多退少补。

举例说明:

餐馆收银员换人, 启台员工数量增加减,这些情况都有可能发生。 当劳工保险一年期满后, 保险公司会要求雇主配合审计,重新核算保费, 多退少补。

 

Filed Under: Uncategorized

Insurance Request

Secure 256-bit SSL Encryption
  • This field is for validation purposes and should be left unchanged.

ABOUT US

  • About Us
  • Meet Our Staff
  • Our Insurance Carriers

INSURANCE

  • Auto, Home, & Personal Insurance
  • Business Insurance
  • Life & Health Insurance
  • Group / Employee Benefits
  • 中文
  • 車/房/公司保險專欄

POLICY SERVICE

  • Policy Service Center
  • File A Claim
  • Online Billing & Payments
  • Policy Change Request

CONTACT US

  • Atlanta MY Insurance Group
    • 10710 Medlock Bridge Road
      Suite 225
    • Johns Creek, Georgia 30097
  • Phone: (770) 986-6998
  • Toll Free: (855) 988-4688
  • Fax: (770) 817-8198
10710 Medlock Bridge Road, Suite 225, Johns Creek, Georgia 30097
Google MapsRSS
Atlanta MY Insurance Group Provides Auto Insurance, Homeowner Insurance, Business/Commercial Insurance, Life/Health Insurance, and Employee Benefits in Georgia, Alabama, Florida, Mississippi, North Carolina, South Carolina, Tennessee, Texas.
© Copyright 2021, Atlanta MY Insurance Group | Privacy Statement | Login
BrightFireWebsite Builder Platform