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Home / Insurance News / 奥巴马健保专栏 / 谁可以购买奥巴马医疗健保?

谁可以购买奥巴马医疗健保?

Posted by Atlanta MY Insurance Group on September 25, 2014

谁可以购买奥巴马医疗健保?

从2014年起,没有健康保险的人要罚款,政府会从你的退税中扣除掉罚款。为了避免罚款,民众可以选购奥巴马健保,奥巴马健保的目的是让没有保险的人找到一种适合自己的,并且支付得起的健保,收入低的有退税补助。

大多数人有资格申请奥巴马健保。申请奥巴马健保,您需要满足以下条件:

1,  必须住在美国。

2, 必须是美国公民或绿卡,或者持有其他移民文件证明在美国是是合法居留。

3, 不能在监狱里,或者处于被拘留状态中。

4, 如果您现在已有65岁以上老人的Medicare 保险,您不需要再购买奥巴马健保。

5, 如果您是美国公民但居住在美国以外的地区,12个月内如果至少有330天不在美国境内,您将不会因为没有健保而收到罚款。

6, 年龄26岁以下的人可以跟家人一起申请奥巴马健保, 也可以自己购买奥巴马健保。

7,    如果您的收入低于联邦贫困线,也将不会因为没有申请健保而收到罚款。联邦贫困线标准为:1人家庭的贫困线为1万1670元;2人家庭为1万5730;3人家庭1万9790;4人家庭为2万3850。例如,如果你的家庭只有1个人,年收入1万1300,即低于贫困线11,670,那么你不需奥巴马健保。年收入是根据报税表37行的数字为准。

 

如有任何问题,欢迎随时联系杨枚保险事务所 770-986-6998.

 

Filed Under: 奥巴马健保专栏

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