Your Guide to Medigap and Other Medicare Supplement Plans
Posted: April 6, 2021
Medigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need Medigap Insurance Original Medicare Parts A and B will not cover all expenses if you...Understanding the “Welcome to Medicare” Physical Exam
Posted: March 21, 2021
During the first 12 months after enrolling in Part B, Medicare covers a one-time, preventative physical exam. This is known as the “Welcome to Medicare” exam. It includes a thorough checkup and health review. It also provides education and counseling on preventative services, such as screenings and vaccines, as well as referrals for additional care if needed. No Cost for the “Welcome to Medicare” Physical...Helping a Parent Register for Medicare
Posted: March 6, 2021
Medicare can be a confusing subject for anyone. Even people in the industry have been known to struggle with navigating the official website. It is entirely understandable if a parent needs a little help. The good news is that your parent may not have to register for Medicare; enrollment is automatic for many people. But once enrolled, your parent may need help choosing the best...Medicare Vs. Medicaid: What’s The Difference?
Posted: February 6, 2021
As stated on medicare.gov, Medicare is health insurance for people age 65 or older, certain people with disabilities under the age of 65, and people of any age with end-stage renal disease (ESRD) – permanent kidney damage requiring a transplant or dialysis. Medicaid is a joint state and federal program that helps cover medical costs for people with limited income and resources who meet specific...A Brief History Of Medicare
Posted: January 21, 2021
Americans began receiving Medicare benefits after 1965, when President Lyndon Johnson signed the legislation into law. But the cause actually started with Teddy Roosevelt, who ran for president in 1912 on a platform that included national health insurance. The following is a brief sketch of Medicare events after President Roosevelt. November 19, 1945: President Harry Truman asked Congress to create a national health insurance fund,...